Posted by: visitinsurance | November 11, 2017

Choose Your International Student Health Insurance Coverage

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Save This Handy Comparison of VISIT® International Health Insurance Plans
VISIT® Plan E PLUS, VISIT® Lite & VISIT® VITAL
Students, Scholars, Faculty & Dependents Worldwide
All Health Plans Meet J-Visa Insurance Requirements
Enroll ONLINE for Immediate ID Card Confirmation

VISIT® International Health Insurance Plans provide Excellent Coverage & Low Prices:

  • Ideal for Students, Scholars, Faculty & Dependents Worldwide (Inbound/Outbound)
  • Also ideal for Study Abroad
  • All Plans Meet or Exceed J-1 Visa Insurance Requirements
  • All Plans include Medical Evacuation & Repatriation Coverage
  • Less Costly than University Health Plans (for same coverage)
  • Daily Rates & GROUP Discounts – Ideal for Waivers & Short-Terms!
  • ACA Plans also Available

VISIT® Plan E PLUS – Our Popular Health Plan with Many Choices – ANY VISA Accepted!

  • Ideal for Students, Scholars, Faculty & Dependents Worldwide (Inbound/Outbound)
  • Also ideal for Study Abroad & ANY Worldwide Traveler (not just Students)
  • Wide Choice of Medical Coverage & Annual Deductible options
  • Dependent SAME LOW PRICE as Student
  • Good Coverage & Stable Rates – Our popular Health Plan for 40 Years!
  • Click here for more information!

VISIT® Lite – International Student & Faculty Health Plan with Low Prices

  • Ideal for Students, Scholars, Faculty & Dependents Worldwide (Inbound/Outbound)
  • Ideal for Study Abroad
  • Wide Choice of Medical Coverage & Deductible options
  • Includes Mental Health, Sports & Prescription Coverage
  • All the Required Coverage, without the high price!
  • Click here for more information!

VISIT® VITAL – International Student & Faculty Health Plan with More Coverage

  • Ideal for Students, Scholars, Faculty & Dependents Worldwide (Inbound/Outbound)
  • Ideal for Study Abroad
  • $500,000 Medical Coverage ($5,000,000 Lifetime)
  • Includes Mental Health & Pre-Existing Conditions Coverage
  • Dependent SAME LOW PRICE as Student
  • Click here for more information!

VISIT® Health ALSO offers many other International Health Plans, covering Maternity, Pre-Existing Conditions, Mental Health and ACA-equivalent Routine & Wellness coverage.

VISIT® Health has the right Health Plan for every international travel need. Visit the VISIT website or Contact Us Today for more information!

VISIT® Health also provides University and Group Health Plans – contact us for a custom-designed Group or University Health Plan proposal.

Thank you,

Your Customer Care Team
VISIT® International Health Insurance
1-800-247-5575
info@visitinsurance.com
www.visitinsurance.com

Posted by: visitinsurance | October 25, 2017

Introducing VISIT® VITAL International Health Insurance Plan

Introducing VISIT® VITAL International Health Insurance Plan
$500,000 Medical Plan includes Pre-Existing Conditions & Mental Health

New VISIT® VITAL provides health insurance for ANY Worldwide Student & Dependent Travel, including Study in the USA or Study Abroad:

  • Competitive Health Insurance for International Students, Faculty & Dependents
  • Also Ideal for Study Abroad Worldwide
  • Exceeds J-1 Visa Exchange Visitor Program insurance requirements
  • $500,000 Medical Plan includes Pre-Existing Conditions & Mental Health
  • Includes Medical Evacuation, Repatriation & Terrorism (No Maternity)
  • Dependent Coverage SAME PRICE as Student!
  • Enroll ONLINE for Immediate Confirmation of Coverage (Ideal for Waivers)
  • Less Costly than most University Health Insurance Plans
  • Daily Rates ideal for Students & Faculty awaiting University Plan enrollment
  • ANY Worldwide Student & Scholar Travel (Inbound/Outbound)
  • Great New Health Plan – Excellent Coverage, Very Competitive Prices!

Click here for more information on New VISIT® VITAL.

VISIT® Health ALSO offers many other International Health Plans, covering Maternity, Pre-Existing Conditions, Mental Health and ACA-equivalent Routine & Wellness coverage.

VISIT® Health has the right Health Plan for every international travel need.  Visit the VISIT website  or Contact Us Today for more information!

VISIT® Health also provides University and Group Health Plans – contact us for a custom-designed Group or University Health Plan proposal.

Thank you,

Your Customer Care Team

\VISIT® International Health Insurance

1-800-247-5575

info@visitinsurance.com

www.visitinsurance.com

The Importance of Health Insurance for International Students & Travelers
A Brief Overview of Health Insurance & How it Works

 

Study Abroad can be inspiring and rewarding – meeting new friends, learning valuable knowledge, experiencing new cultures and customs, and exploring exciting and faraway places. But traveling to a foreign country can also pose unexpected challenges – from the simple complications of a different diet, to an unexpected illness or injury, or even to a more serious accident far from home. Often there are unexpected medical expenses that can present financial challenges, and which may even interrupt your travel abroad. This is especially true in the United States, where the cost of medical care is very high.

Most of us acknowledge that health insurance is a necessity today, and especially when traveling abroad for an extended period of time. However, most people don’t realize that their regular health insurance at home usually does not provide medical coverage while traveling outside their home country. If you are considering Study or Travel Abroad, it is strongly recommended that you purchase adequate International Health Insurance – and budget for the cost accordingly. Fortunately, affordable International Health Insurance is available for International Students and Scholars, Visiting Faculty, Exchange Program Participants, Dependents & Families – and any International Traveler worldwide (including your friends and relatives who may visit you!).

International Health Insurance is important for two fundamental reasons – to avoid the financial challenges of unexpected medical expenses, and to        ensure that you have access to immediate and proper medical care wherever you travel. International Health Insurance pays for most medical expenses and is accepted by most medical providers worldwide, and therefore provides peace of mind so that you may enjoy your study or travel abroad.

The following is a brief overview of International Health Insurance – including how the insurance generally works, the types of Health Plans that are available, and definitions of some common insurance coverages and terms. If you wish to obtain International Health Insurance, or if you are required to purchase health insurance by your school or for your travel visa, it is prudent to contact an international insurance professional for advice and assistance to ensure you obtain the proper insurance coverage.

How It Works

International Health Insurance pays for Doctor, Hospital and Medicine expenses if you are injured or become sick while traveling outside your home country. The cost of health insurance (called the “premium”) is an additional expense to consider, but in exchange for the premium the insurance company will pay for all covered medical expenses while you’re far from home. Importantly, many doctors and hospitals will not respond unless you provide evidence of your ability to pay for their medical services – your insurance confirms your ability to pay. To summarize, health insurance provides financial protection against unexpected expenses, and ensures timely access to medical care abroad – all of which provides peace of mind so you can study and enjoy your trip!

Basic Insurance Coverage and Terms

All International Health Insurance includes some amount of basic Medical Insurance, usually with a small Deductible amount that you pay first, and also includes the often-required Medical Evacuation and Repatriation coverages as well. Medical Insurance pays for covered doctor, hospital and prescription drug expenses, and usually is paid directly to the medical provider. A Deductible is the amount you pay to the doctor out of your own pocket first, and then the Medical Insurance pays the rest of the covered expenses up to the maximum amount of coverage you have selected. Helpful Hint: make sure you purchase enough Medical Insurance to cover foreseeable medical expenses, and choose a Deductible that isn’t so high that it presents a financial problem of its own.

Some Health Insurance also may include additional coverages, such as Lost Baggage, Personal Liability, Political Evacuation, Reunion and 24-Hour Assistance Services, which helps locate local medical providers and provides lost passport and language assistance services. These coverages are helpful, and do not add much to the cost.

Example of the Most Common Insurance Coverage

Medical Insurance may be purchased in a “maximum per accident or illness” amount of $50,000 all the way up to $1,000,000 or more. The most common Medical “maximum” purchased is $100,000 Per Accident or Illness – which also is the US State Department minimum insurance requirement. However, it really doesn’t cost much more to increase the Medical coverage substantially – so obtain a basic insurance quotation, and then compare the cost to add more Medical coverage. Helpful Hint: make sure the medical coverage is “per Accident or Illness” (not “Annual”) to ensure adequate coverage, and also compliance with US State Department and University requirements.

A Deductible can be $0 (no payment required by you) all the way up to $500 or more. Remember, the higher the Deductible, the cheaper the health insurance price – because you are paying the Deductible amount out of your own pocket first. The most common Deductible is a $100 “Annual” deductible. Helpful Hint: an “Annual” deductible means you pay this amount only once per year; whereas a “per accident or illness” deductible means you pay this amount each time you have a separate medical issue during the year. An Annual Deductible usually is preferable, if available.

Health Insurance May Be Required (by Your School and/or Your Travel Visa)

Most Schools now require proof of health insurance prior to enrollment. Health insurance also may be required by your travel visa; for example, the US State Department requires at least $100,000 Medical insurance coverage for all J-visa participants.

Three Types of International Health Insurance Plans

There are three types of International Health Insurance plans. Traditional Health Plans provide the essential “accident and sickness” coverage described above, and meet or exceed the US State Department J-visa insurance requirements (make sure you select at least $100,000 Medical coverage). Traditional Plans are accepted by most US Universities and Colleges, though some may require more coverage. Enhanced Health Plans usually offer additional coverages – such as Maternity, Pre-Existing Conditions, Mental Health and/or Sports – which satisfy most school requirements. In the USA, Affordable Care Act (ACA) Health Plans provide Unlimited Medical coverage and include routine vaccinations and wellness care, and are ideal for schools requiring ACA coverage and for Students desiring more coverage. However, ACA Plans usually are not required for International Students and Scholars.

Health Insurance Prices

International Health Insurance is affordable, and the price is based on your Age and the amount of Medical coverage you wish (or may be required) to purchase. Insurance coverage usually is priced on a daily basis, and may be purchased daily, monthly or for the entire school or calendar year. Helpful Hint: many schools now require evidence of prepaid annual insurance prior to academic enrollment – so be sure to check your school’s requirements, and purchase insurance in the proper amount and for the required duration. Usually you may obtain a refund if you cancel your insurance early, though some restrictions may apply so check with your insurance provider. International Health Insurance is available from a variety of companies, and Health Plans from independent providers often is much less expensive than insurance offered through your school.

If you are uncertain about which International Health Plan is right for you and your school requirements, contact a health insurance professional that specializes in insurance for International Students – or contact the International Department at your school.

This Overview illustrates the necessity of having adequate International Health Insurance, and hopefully provides helpful information about health insurance and how it works. The best advice is to obtain the proper International Health Insurance and get Peace of Mind – so you may enjoy your study and travel abroad!

Bon Voyage!

***

Peter Constandy is CEO of VISIT® International Health Insurance in Washington, DC USA. VISIT® International Health is a pioneer in International Student and Scholar insurance for almost 40 years, and offers a wide variety of International Health Insurance Plans for every international student and traveler need at www.visitinsurance.com. Peter may be reached personally at info@visitinsurance.com with any questions and for more information.

Introducing VISIT® Lite International Health Insurance Plan

All the Required Health Coverages – Without the High Price!

  

New VISIT® Lite offers health insurance for ANY Worldwide Student Travel, including Study in the USA or Study Abroad:

  • Competitive Health Insurance for International Students, Faculty & Dependents
  • Also Ideal for Study Abroad
  • Meets/Exceeds J-1 Exchange Visitor insurance requirements
  • Also Includes Mental Health, Sports & Prescription coverage!
  • Enroll ONLINE for Immediate Confirmation of Coverage (Ideal for Waivers)
  • Less Costly than most University Health Insurance Plans
  • Daily Rates ideal for Students & Faculty awaiting University Plan enrollment
  • ANY Worldwide Student & Scholar Travel
  • ALL THE COVERAGE – Without the High Price!

Click here for more information on New VISIT® Lite.

VISIT® Health ALSO offers many other International Health Plans, covering Maternity, Pre-Existing Conditions, Mental Health and ACA-equivalent Routine & Wellness coverage.

VISIT® Health has the right Health Plan for every international travel need.  Visit the VISIT website  or Contact Us Today for more information!

VISIT® Health also provides University and Group Health Plans – contact us for a custom-designed Group or University Health Plan proposal.

Thank you,

Your Customer Care Team

VISIT® International Health Insurance

1-800-247-5575

info@visitinsurance.com

www.visitinsurance.com

 

Plan E-Plus Student or Visitor Travel to USA is NOW Worldwide – any visa!

LOWER PRICES – MORE COVERAGE CHOICES!

NEW WORLDWIDE COVERAGE – Coverage anywhere outside your Home Country

DAILY RATES NOW AVAILABLE – Buy Monthly or now Daily

Our popular Basic Plan E-Plus remains the same – with the same prices for 2012-2013! Rates have not increased in 5 years!

http://www.visitinsurance.com/visitorinsurance.html

  • Now, we have added More Choices of Coverages and Deductibles!
  • Prices now start under $35 per month (using higher deductibles) Now there is an E-Plus Plan for Every Budget!
  • E-Plus Basic (Traditional $100,000 Medical-$100 Deductible) still costs around $43 per month (Ages 0-29)
  • Now Choose from 3 Medical Amounts – $100,000 or $250,000 or $1,000,000 Medical
  • Now Choose from 3 Deductible Amounts – $100 or $250 or $500 Deductible per policy period
    (A Deductible is the amount you pay to the doctor before the insurance pays the rest. Check with your school to see if you may choose a higher deductible!)Plan E-Plus can now be used for Travel anywhere in the world!

VISIT Us online at www.visitinsurance.com for more information.

Posted by: visitinsurance | January 17, 2010

Information for Clients & Family Members – Haiti Earthquake

For a Client in an Earthquake Area:

Refer them to FEMA’s web page about “What to do After an Earthquake”.   The most important things are to listen to the radio and to only place phone calls in the event of an emergency, since call volumes are very high during these times.

For Family Members:

The U.S. State Department Operations Center is advising Americans seeking information about family members in Haiti to call 1-888-407-4747. Due to heavy volume, some callers may receive a recording. “Our embassy is still in the early stages of contacting American citizens through our Warden Network,” the U.S. State Department said in a statement. “Communications are very difficult within Haiti at this time.” You can also follow the U.S. State Department’s latest Tweets for up-to-date information: http://twitter.com/dipnote

Posted by: visitinsurance | September 29, 2009

VISIT® Offers GROUP Travel & Medical Insurance Plans

As the rush of the Fall 2009 University registration period now draws to an end, we at VISIT® Travel & Medical Insurance would like to remind everyone that we specialize in providing GROUP Medical Insurance Plans customized to the special needs of your Group. Try VISIT® for better group coverage at a better price!

VISIT® represents all major international insurance companies, and designs comprehensive yet affordable Group Insurance Plans for any Group, including:

Groups Traveling INBOUND & OUTBOUND to/from the USA and Canada

• Study Abroad programs
• High School travel abroad
• Visiting Faculty
• Teacher Exchange
• Edu-travel
• Historic/Religious Tourism
• Hostelling
• Cultural Exchange
• Work/Travel/Practical Training
• Corporate Travel
• Humanitarian Trips
• US & Canadian Citizens traveling abroad

Worldwide International Travel Groups

• Worldwide Travel
• Corporate Travel
• Short Term Travel (less than 1 yr)
• Long Term Travel (more than 1 yr)
• Foreign Nationals
• US Citizens living abroad
• Travel outside your home country
• Maternity coverage available
• Major medical programs available

Domestic USA Travel (Inter/Intrastate)

• High School travel programs
• Experiential education
• School field trips
• Any travel more than 120 miles from permanent residence
• Trip Cancellation coverage
(Special note to Travel Agents & Tour Operators; special group plans/rates available that include Trip Cancellation/Loss of Revenue coverage.)

We can customize one or several alternative plans for your Group’s needs, while suggesting money-saving options that can provide the coverage you need while watching out for your bottom line. All international plans are US Department of State DS-2019 compliant, and can easily provide additional optional coverage.

To Obtain A Competitive Group Quote, please provide the following information:

  • Number of Participants
  • Duration of Travel in days (include first and last day)
  • Date of Birth of each participant (or age range of participants)
  • Coverage desired (DS2019 minimum requirements, or higher if preferred
  • Detailed Loss Runs for the past 3 years (if available)
  • Multiple groups per year may qualify for even lower rates; please ensure that you inform us completely of your annual group requirements.

Call us for a new Group/quote, or simply send us a copy of your current group insurance plan for a no-obligation evaluation and quotation.

Use VISIT® Travel & Medical for your next Group. You’ll be glad that you did!

The VISIT® Travel & Medical Insurance Program
The Trusted Name in International Travel & Medical Insurance for over 30 Years®

Washington, DC USA (USA Eastern Time Zone)
1-800-247-5575 Toll-Free USA and Canada
1-703-660-9062 Worldwide
1-703-991-9164 Facsimile
www.visitinsurance.com
info@visitinsurance.com

Posted by: visitinsurance | September 28, 2009

VISIT® Offers Spouse, Family & Visitor Travel & Medical Insurance Plans

Often overlooked with the many confusing University and Federal requirements governing Student medical insurance is the necessity of finding comprehensive yet affordable insurance for the Student’s Spouse and Family (and non-student Visitors).

VISIT® is pleased to offer many insurance plans for Students, Spouses, Families, and other non-student Visitors to the USA and Canada, including our Economy, Standard and Super Plans as well as Plan E Plus.  See our website www.visitinsurance.com for complete details about these insurance plans.

VISIT® offers competitive insurance plans for:

  • Students/Scholars/Researchers/Faculty – F1/J1 visaholders are eligible for Economy, Standard and Super Plans (Maternity coverage included) and/or Plan E Plus and Plan S (No Maternity).  Plans are also ideal for OPT and AT programs.
  • Female Spouses – F2/J2 visaholders are eligible for Economy, Standard and Super Plans (Maternity coverage included) as long as the Student/Husband/Partner is also enrolled in the same Plan.
  • Female Spouses – F2/J2 and other visaholders (as well as Male Spouses of Female Students) NOT requiring Maternity coverage are eligible for Plan E Plus.  Plan E Plus has very competitive rates for Students, Spouses, Families and non-student Visitors who do not require Maternity coverage.
  • Any Non-Student – including Spouses, Families, Siblings and Parents, and any Visitors to the USA and Canada are eligible for Plan E Plus.

Please call The VISIT® Travel & Medical Insurance Program at 1-800-247-5575 for complete details OR visit www.visitinsurance.com for details or to enroll ONLINE.

The VISIT® Travel & Medical Insurance Program
The Trusted Name in International Travel & Medical Insurance for over 30 Years®

Washington, DC  USA (USA Eastern Time Zone)
1-800-247-5575 Toll-Free USA and Canada
1-703-660-9062 Worldwide
1-703-991-9164 Facsimile
www.visitinsurance.com
info@visitinsurance.com

Posted by: visitinsurance | August 22, 2009

VISIT® Discusses the Benefits of ONLINE ENROLLMENT!

Welcome again to our International Students, Families and Visitors to the USA and Canada!  We are pleased to offer you competitive insurance choices for 2009-2010! 

The VISIT® Travel & Medical Insurance Program would like to take a moment to discuss the benefits of our ONLINE ENROLLMENT for our medical insurance plans.  

For the fastest insurance enrollment and immediate confirmation of your order, please visit our website at www.visitinsurance.com and (when ready) click BUY ONLINE.  You will be directed to our secure server for safe and convenient ordering.  VISIT® accepts VISA, MasterCard and American Express for your convenience, so please have your credit card handy to complete the order process.  If you have any questions, live help is available by email at info@visitinsurance.com or at 1-800-247-5575. 

Remember, ONLINE ENROLLMENT provides safe, convenient ordering 24 hours a day, and provides immediate confirmation of your order that can be used for University Registration!  If you experience questions with a Waiver of Insurance Requirement from your job or university, simply SEND US the form and we will complete it for you! 

VISIT® is very pleased to work closely with most Universities, and in many cases we are listed on the university website on the International Student/Scholar (ISS) webpage.  If you would like to see VISIT® appear on the ISS webpage of your school, simply contact us OR request to your ISS Advisor/Department that we be included! 

Remember, for fastest service, please ENROLL ONLINE at www.visitinsurance.com

Have a great semester! 

Applications are also welcome by: 

Email:              info@visitinsurance.com 

Fax:                 1-703-991-9164

US Mail:            VISIT® Travel & Medical Insurance Program
                        PO Box 210
                        Mount Vernon, VA  22121-0210 

                        Telephone Assistance 1-800-247-5575 9AM – 6PM ET USA,

                        Or via Email during and after hours at info@visitinsurance.com 

Please visit www.visitinsurance.com for downloadable and printable Application Forms (in .pdf format) and/or answers to Frequently Asked Questions (FAQ). 

The VISIT® Travel & Medical Insurance Program
The TRUSTED Name in International Insurance for over 30 Years!

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